ZIP Code 12125 — New Lebanon, New York

The median home in 12125 is valued at $247,500 against a median household income of $67,596, a price-to-income ratio of 3.7. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Columbia County, 12125 ranks 12 of 22 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 17.5% of median household income (median rent $983 a month), under the 30% cost-burden threshold.

12125 ranks 1,100 of 1,572 statewide on median household income and 734 of 1,572 on median home value; its income is below the $84,396 Columbia County median. 77% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 13.2%, above the 9.9% statewide ZIP median. Unemployment stands at 3.2%.

With 72 residents per square mile across 16 square miles of land, 12125 is far less dense than the statewide ZIP median of 197 (rank 1,043 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.