ZIP Code 12090 — Hoosick Falls, New York

The median home in 12090 is valued at $187,900 against a median household income of $72,500, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Rensselaer County, 12090 ranks 14 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.6. Renting takes 13.8% of median household income (median rent $834 a month), under the 30% cost-burden threshold.

12090 ranks 973 of 1,572 statewide on median household income and 980 of 1,572 on median home value; its income is below the $90,583 Rensselaer County median. 73% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 8.5%, below the 9.9% statewide ZIP median. Unemployment stands at 0.6%.

With 102 residents per square mile across 57.8 square miles of land, 12090 is less dense than the statewide ZIP median of 197 (rank 927 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.