ZIP Code 12072 — Fultonville, New York

The median home in 12072 is valued at $185,200 against a median household income of $86,442, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Montgomery County, 12072 ranks 6 of 11 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.1. Renting takes 13.4% of median household income (median rent $964 a month), under the 30% cost-burden threshold.

12072 ranks 650 of 1,572 statewide on median household income and 996 of 1,572 on median home value; its income is above the $73,050 Montgomery County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 16.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 1.7%.

With 58 residents per square mile across 52.2 square miles of land, 12072 is far less dense than the statewide ZIP median of 197 (rank 1,119 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.