ZIP Code 12025 — Broadalbin, New York

The median home in 12025 is valued at $222,900 against a median household income of $71,732, a price-to-income ratio of 3.1. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Fulton County, 12025 ranks 7 of 7 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 14.8% of median household income (median rent $882 a month), under the 30% cost-burden threshold.

12025 ranks 992 of 1,572 statewide on median household income and 812 of 1,572 on median home value; its income is above the $66,685 Fulton County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 9.9%, in line with the 9.9% statewide ZIP median. Unemployment stands at 3.9%.

With 126 residents per square mile across 41.9 square miles of land, 12025 is less dense than the statewide ZIP median of 197 (rank 872 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.