ZIP Code 11955 — Moriches, New York

The median home in 11955 is valued at $466,500 against a median household income of $77,692, a price-to-income ratio of 6.0. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Suffolk County, 11955 ranks 71 of 95 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.2. Renting takes 34.2% of median household income (median rent $2,215 a month), above the 30% cost-burden threshold.

11955 ranks 837 of 1,572 statewide on median household income and 395 of 1,572 on median home value; its income is below the $128,844 Suffolk County median. 42% of households own their home, below the 80% statewide ZIP median, so most residents rent. 38% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 15.3%, far above the 9.9% statewide ZIP median. Unemployment stands at 3.0%.

With 1,194 residents per square mile across 2.2 square miles of land, 11955 is far denser than the statewide ZIP median of 197 (rank 482 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.