ZIP Code 11942 — East Quogue, New York

The median home in 11942 is valued at $801,100 against a median household income of $106,875, a price-to-income ratio of 7.5. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Suffolk County, 11942 ranks 81 of 95 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.2. Renting takes 20.0% of median household income (median rent $1,785 a month), under the 30% cost-burden threshold.

11942 ranks 392 of 1,572 statewide on median household income and 148 of 1,572 on median home value; its income is below the $128,844 Suffolk County median. 85% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 51% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 12.9%, above the 9.9% statewide ZIP median. Unemployment stands at 2.1%.

With 691 residents per square mile across 8.5 square miles of land, 11942 is far denser than the statewide ZIP median of 197 (rank 557 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.