ZIP Code 11720 — Centereach, New York

The median home in 11720 is valued at $471,600 against a median household income of $128,015, a price-to-income ratio of 3.7. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Suffolk County, 11720 ranks 19 of 95 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.2. Renting takes 22.3% of median household income (median rent $2,377 a month), under the 30% cost-burden threshold.

11720 ranks 222 of 1,572 statewide on median household income and 391 of 1,572 on median home value; its income is in line with the $128,844 Suffolk County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 35% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 5.1%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.7%.

With 3,496 residents per square mile across 8.2 square miles of land, 11720 is far denser than the statewide ZIP median of 197 (rank 319 of 1,572). This is predominantly single-family residential with suburban street patterns.