ZIP Code 11706 — Bay Shore, New York

The median home in 11706 is valued at $464,300 against a median household income of $115,112, a price-to-income ratio of 4.0. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Suffolk County, 11706 ranks 38 of 95 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.2. Renting takes 19.7% of median household income (median rent $1,885 a month), under the 30% cost-burden threshold.

11706 ranks 323 of 1,572 statewide on median household income and 398 of 1,572 on median home value; its income is below the $128,844 Suffolk County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.3%, below the 9.9% statewide ZIP median. Unemployment stands at 4.3%.

With 4,062 residents per square mile across 16.9 square miles of land, 11706 is far denser than the statewide ZIP median of 197 (rank 302 of 1,572). This is predominantly single-family residential with suburban street patterns.