ZIP Code 11414 — Howard Beach, New York

The median home in 11414 is valued at $612,800 against a median household income of $98,209, a price-to-income ratio of 6.2. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Queens County, 11414 ranks 12 of 60 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.8. Renting takes 24.3% of median household income (median rent $1,991 a month), under the 30% cost-burden threshold.

11414 ranks 479 of 1,572 statewide on median household income and 292 of 1,572 on median home value; its income is above the $89,084 Queens County median. 77% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 31% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 6.1%, below the 9.9% statewide ZIP median. Unemployment stands at 8.3%.

With 13,517 residents per square mile across 2.3 square miles of land, 11414 is far denser than the statewide ZIP median of 197 (rank 158 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.