ZIP Code 10930 — Highland Mills, New York

The median home in 10930 is valued at $399,700 against a median household income of $141,893, a price-to-income ratio of 2.8. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Orange County, 10930 ranks 7 of 38 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 16.0% of median household income (median rent $1,890 a month), under the 30% cost-burden threshold.

10930 ranks 163 of 1,572 statewide on median household income and 468 of 1,572 on median home value; its income is above the $105,400 Orange County median. 92% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 48% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.2%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 8.7%.

With 646 residents per square mile across 16 square miles of land, 10930 is far denser than the statewide ZIP median of 197 (rank 564 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.