ZIP Code 10562 — Ossining, New York

The median home in 10562 is valued at $486,700 against a median household income of $113,069, a price-to-income ratio of 4.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10562 ranks 30 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 22.5% of median household income (median rent $2,118 a month), under the 30% cost-burden threshold.

10562 ranks 338 of 1,572 statewide on median household income and 374 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 61% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 46% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.9%, below the 9.9% statewide ZIP median. Unemployment stands at 4.9%.

With 2,496 residents per square mile across 13.5 square miles of land, 10562 is far denser than the statewide ZIP median of 197 (rank 375 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.