ZIP Code 10548 — Montrose, New York

The median home in 10548 is valued at $445,900 against a median household income of $140,000, a price-to-income ratio of 3.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Westchester County, 10548 ranks 6 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 13.1% of median household income (median rent $1,534 a month), under the 30% cost-burden threshold.

10548 ranks 173 of 1,572 statewide on median household income and 417 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 43% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.4%, below the 9.9% statewide ZIP median. Unemployment stands at 15.0%.

With 2,049 residents per square mile across 2.1 square miles of land, 10548 is far denser than the statewide ZIP median of 197 (rank 410 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.