ZIP Code 10518 — Cross River, New York

The median home in 10518 is valued at $795,500 against a median household income of $167,368, a price-to-income ratio of 4.8. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10518 ranks 40 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5.

10518 ranks 77 of 1,572 statewide on median household income and 151 of 1,572 on median home value; its income is above the $148,390 Westchester County median. 96% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 90% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.4%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.0%.

With 208 residents per square mile across 3.8 square miles of land, 10518 is denser than the statewide ZIP median of 197 (rank 764 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.