ZIP Code 10465 — Bronx, New York

The median home in 10465 is valued at $602,000 against a median household income of $90,255, a price-to-income ratio of 6.7. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Bronx County, 10465 ranks 8 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.7. Renting takes 23.6% of median household income (median rent $1,774 a month), under the 30% cost-burden threshold.

10465 ranks 587 of 1,572 statewide on median household income and 300 of 1,572 on median home value; its income is far above the $47,215 Bronx County median. 56% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 29% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 13.9%, above the 9.9% statewide ZIP median. Unemployment stands at 7.4%.

With 11,912 residents per square mile across 3.9 square miles of land, 10465 is far denser than the statewide ZIP median of 197 (rank 167 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.