Waterford, New York Zip Codes
📍 Waterford is in Saratoga County, New York with 1 zip code; the most populous is 12188.
Waterford is a USPS city name in Saratoga County, New York with a Census population of approximately 11,414 across its ZIP codes. Saratoga County as a whole has 21 ZIP codes in this directory. Below you'll find every zip code serving Waterford with population, income and home value, a map, and the city's affordability profile.
Population and demographic data sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code routing data sourced from the United States Postal Service (USPS).
All Waterford Zip Codes
Waterford at a Glance
Waterford has 1 ZIP code in this directory: 1 standard delivery ZIP. Its one ZIP with published Census housing data, 12188, has 11,414 residents.
Waterford's ZIP has a household income of $87,212 and a home value of $278,100, a price-to-income ratio of 3.2, above the 2.9 New York ZIP median. Median rent across these ZIPs is $1,097 a month.
72% of households in Waterford own their home (statewide ZIP median 80%). 32% of adults hold a bachelor's degree, in line with the 31% statewide median. The median poverty rate is 5.5%, below the 9.9% statewide ZIP median. Overall density is about 878 residents per square mile across 13 square miles of ZIP land area.
Medians are taken across the ZIP codes listed below (each ZIP weighted equally); PO Box and no-data ZIPs are excluded. Definitions on the methodology page; statewide comparisons in the 2026 New York ZIP Code Affordability Report.
Waterford Zip Code Map
Interactive map of Waterford, New York zip codes. Click any marker for details.