Carmel, New York Zip Codes

    📍 Carmel is in Putnam County, New York with 1 zip code; the most populous is 10512.

    City
    Carmel
    County
    Putnam
    Zip Codes
    1
    Area Code
    845

    Carmel is a USPS city name in Putnam County, New York with a Census population of approximately 24,238 across its ZIP codes. Putnam County as a whole has 9 ZIP codes in this directory. Below you'll find every zip code serving Carmel with population, income and home value, a map, and the city's affordability profile.

    Population and demographic data sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code routing data sourced from the United States Postal Service (USPS).

    All Carmel Zip Codes

    ZIP CodeCityDetails
    10512CarmelView →

    Carmel at a Glance

    Residents (ZIPs with data)
    24,238
    Median household income
    $124,519
    Median home value
    $401,800
    Price-to-income ratio
    3.2
    Median rent
    $1,607
    Owner-occupied
    83%
    Bachelor's degree+
    42%
    Poverty rate
    6.3%

    Carmel has 1 ZIP code in this directory: 1 standard delivery ZIP. Its one ZIP with published Census housing data, 10512, has 24,238 residents.

    Carmel's ZIP has a household income of $124,519 and a home value of $401,800, a price-to-income ratio of 3.2, above the 2.9 New York ZIP median. Median rent across these ZIPs is $1,607 a month.

    83% of households in Carmel own their home (statewide ZIP median 80%). 42% of adults hold a bachelor's degree, above the 31% statewide median. The median poverty rate is 6.3%, below the 9.9% statewide ZIP median. Overall density is about 464 residents per square mile across 52 square miles of ZIP land area.

    Medians are taken across the ZIP codes listed below (each ZIP weighted equally); PO Box and no-data ZIPs are excluded. Definitions on the methodology page; statewide comparisons in the 2026 New York ZIP Code Affordability Report.

    Carmel Zip Code Map

    Interactive map of Carmel, New York zip codes. Click any marker for details.

    Carmel Demographics Overview

    Population

    24,238

    Median Income (ZIP median)

    $124,519

    County

    Putnam

    Frequently Asked Questions

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